Life and AD&D Benefits

For you*

1 times your Basic Annual Earnings, up to
a maximum of $200,000.
No medical questions asked.
Benefits are reduced at age 65 and my
reduce again in subsequent years a
noted in your Certificate.

*This coverage includes Accidental Death and Dismemberment insurance.

For You*

You can choose from $20,000 to $500,000 - in increments of $10,000 not to exceed
5 times your Basic Annual Earnings.
No medical questions asked up to the Guaranteed Issue amount of $200,000.
Benefits are reduced at age 70.

For Your Spouse

If you elect coverage for yourself, you can choose from $5,000 to $250,000 - in
increments of $5,000.
No medical questions asked up to the Guaranteed Issue amount of $50,000.
The amount you select for your spouse cannot exceed 50% of your coverage amount.
Coverage ends when your spouse turns age 70.

For Your Child(ren)

If you elect coverage for yourself, you can choose $1,000, $5,000 or $10,000.
No medical questions asked.
The amount you select for you child(ren) cannot exceed 50% of your coverage
amount.
A full benefit is payable for a dependent child from birth to 19 or to 25 yeas old if a
full-time student.

*You may choose Accidental Death and Dismemberment insurance.
Rates are dependent upon age and the coverage elected. See complete summary for rate information.